Fraudulent Loans- How Do We Know That Someone Wanted to Trick Us?On November 23, 2019 by admin
On the credit market, we can sometimes get really unpleasant surprises. In spite of all the efforts of the state, fraudulent entities may still be present, who tend to take the loan for the last money. How can they effectively defend themselves? In fact, it is not difficult, it is necessary to give due attention to some warning signals.
Is prepay required? It would be better to put your hands away
And the warning can come a lot. Sometimes rejecting an offer is quite straightforward, especially if you encounter a requirement for a certain cash payment in advance . After all, nothing is paid for arranging a loan, even banks are abandoning similar practices. If you encounter something like this, you can be almost 100% sure that you will not see the down payment and you will not receive the promised loan. Unfortunately, the enforceability of the amount is then virtually zero, even because it is in the order of several hundred crowns. It may be just a lesson for the next time, so that the situation around the fraudulent loan does not recur.
There are a number of warning signs, among the first is for example virtually zero history
So let’s talk about everything in detail. When should we refuse to offer a loan and rather focus on other options that really abound in the market? For example, if…
- The provider has almost zero history. It is not possible to find many references of satisfied clients on the Internet in a moment. There is a lack of information on how long a given entity has been on the market or what it has been through. You have long been looking for news about his financial background.
- Web presentation of the company is a lot of sales , as if it was not even responsible for the graphics professional. The page also lacks contact information or is not immediately visible. Web graphics are very confusing, the texts contain many inaccuracies and typos.
- To get a loan at all, you need to call a paid info line. In that case, also something does not play, what do you think? Unprofessional behavior, where support cannot even speak Czech correctly, makes it clear that this is probably a fraud. Be really careful about that!
Of course, this is not all. You should not withdraw a loan from leaflets or magazines, nor should you look at various advertising servers. Rather, check everything out online, it’s free and literally in minutes – so you can be sure you’re dealing with someone fair. And this is really priceless nowadays…
A bad reference is also a reference? Not in this case, you can lose a lot
Fraudulent loans are easy to detect if you stick to these clues. You should also take into account the references that you will find in the domestic Internet waters. When they are extremely bad and negatively tuned, you should not take such a thing lightly. In the world of non-bank loans, it is not true that every reference is counted, including those that sound really unpleasant. Therefore, do not call paid info lines, do not look in advertising sheets or magazines. Such an environment attracts fraudsters, certainly there is nothing special about it…
Too low interest rates are also suspicious, a sales representative, if he comes to your home personally, should let the contract be read to the end and not push for quick signing. If you are talking about a mysterious investor from abroad, or if you meet similar incredible promises, there is certainly no need to move on. Block emails, don’t pick up phones, and look around for a more trustworthy climate. Otherwise, you could lose a lot of money in the future and various court hearings are not excluded.